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Elgin State Bank
A branch of St. Charles Bank & Trust Company, N.A.
Elgin State Bank
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LOBBY HOURS

    DRIVE-THRU

      WALK UP HOURS

        Full Banking Services for
        Our Elgin Neighbors

        Our Services
        • Personal Banking icon
          Personal Banking
        • Wealth Management* icon
          Wealth Management*
        • Small Business Banking icon
          Small Business Banking
        • Commercial Banking icon
          Commercial Banking
        • Mortgage* icon
          Mortgage*
        Branch Features
        • Dedicated Parking Lots
        • Drive-Thru Banking
        • Free Coin Counting*
        • Handicap Accessible
        • Notary Services
        • Pet Friendly
        • Safe Deposit Boxes*
        • Signature Guarantee Services
        Available By Appointment
        • Large Coin Orders
        • Sell-Buy Foreign Currency
        ATM Services
        • Accepts Deposits
        • Drive-Up ATM
        • Night Depository
        • Surcharge Free ATM*

        Our Team in Elgin is Ready to Assist

        At Elgin State Bank, we're here for all your financial needs. As an authentic community bank, we have a commitment and appreciation for Elgin and always put our customers first. We're big enough to serve you but small enough to know you - offering those little services that make a big difference. Stop by to see how we can help!

        Meet with
        A Local Banker

        Earn A Bonus Up To $3001

        When you open a new Total Access Checking account, enroll in online banking & e-statements, & have $500+ in direct deposits each month of the Qualification Period.

        • Only $100 required to open.
        • No minimum monthly balance or monthly maintenance fees.

        Promo code applied automatically.

        Local
        Events

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        1. Total Access Checking Bonus Information. Offer valid for accounts opened 2/1/24 – 1/29/25. Offer not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC savings offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.

        2. Total Access Checking Bonus Qualifications. (i) Open new Total Access Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/ mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations

         

        *Indicates services available at this branch. Other services listed below may not be available at this location.

        Free Coin Counting. Available for consumer households, business customers, & nonprofits. Fees may apply for non-customer businesses.

        ATM Fees. No Wintrust Financial Corporation (‘WTFC’) transaction charge at ATMs in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum networks. Banks outside the network may impose ATM surcharges. Surcharge fees assessed by owners of ATMs outside the network may be reimbursed depending on account type. Reimbursement excludes 1.10% International Service fee for certain foreign transactions conducted outside the continental U.S.

        Safe Deposit Boxes. Safe deposit boxes are not FDIC-insured.


        Mortgage Lending is provided through our affiliate Wintrust Mortgage. Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank, NMLS #449042.

        FDIC Logo

        Securities, insurance products, financial planning, & investment management services offered through Wintrust Investments, LLC (Member FINRA/SIPC), founded in 1931. Asset management & financial planning services offered by Great Lakes Advisors. Trust services provided by The Chicago Trust Company, N.A.

        Investment products such as stocks, bonds, & mutual funds are:
        NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE | NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY