The Elgin Experience
Your Key to a Better Way of Life

In addition to being a great local bank, Elgin State Bank now offers its customers aged 50 and better a fun and money–saving opportunity to help them get the most out of life, every day—introducing The Elgin Experience exclusively at Elgin State Bank!

Your old bank never offered you fun and money–saving offers like this, but we’re not your old bank—we’re Elgin State Bank. With our exciting new benefits program you get all the extras and much more…

Meet The Elgin Experience Team:

Director, Kimberly Knes 25 Years of Customer Service and Management Experience Life–long Elgin Resident

Assistant Director, Denise Schramm 25 years of Customer Service and Retail Banking Experience Elgin Resident Travel guide with zest for fun!

Consultant, Bob Mogler Retired Bank Officer 48 Years Banking Experience Life–long Elgin Resident

Your Elgin Experience membership includes:

• Monthly movie meetings – First–run features with free coffee and doughnuts (call our movie information line at 847–888–7976 for upcoming details)
• Free or at cost travel opportunities, social activities, day trips, seminars and informal get–togethers for The Elgin Experience members
• Informative newsletter from The Elgin Experience packed with event news, special offers and much more!
• Exclusive e–mail updates with advance notification of special offers and travel opportunities
• A great interest–bearing checking account with no monthly fees and free return check imaging service; $100 opening balance required*
• Free imprinted checks exclusively for “The Elgin Experience”
• Exclusive ATM/Debit card that includes free ATM transactions at any Elgin State Bank ATM machine, plus free transactions at any other bank’s ATM machine worldwide
• Free 3x5" safe deposit box, or 50% off the cost of a larger safe deposit box (boxes not available at our McLean office)
• ¼% rate reduction on consumer loans,
• excluding first mortgage, with automatic debit from checking account
• Periodic interest rate specials on Certificates of Deposit (CDs) for “The Elgin Experience” members
• Free Online Banking & Bill Payment 24/7! Our trained staff can assist you in setting up your online bill pay accounts
• Free Travelers Checks
• Free Cashier’s Checks
• Free Money Orders
• No charge for notary service
• Limited Free fax service
• Free Medallion signature guarantee service

Best of all, our Free “MakeTheSwitch” kit helps you transfer direct deposits and automatic payments from your current checking account to your Elgin Experience account

Get More From Your Local Bank—with officers, directors, and employees who are from Elgin, live and work in Elgin, and who care about the people of Elgin. It’s almost like reliving the good old days, except with modern state–of–the–art systems and services!

Membership Requirements:
We know that you deserve more than a simple lifestyle advantage, you deserve The Elgin Experience at Elgin State Bank—your key to a better way of life.

• To become a member, you must have attained the age of 50 and better.
• Members are required to maintain “The Elgin Experience” checking account, encompassing the benefits of a worldwide ATM/Debit/Membership card. This checking account along with Elgin State Bank savings, IRA and/or Certificates of Deposit (CDs) must have a combined minimum balance of $2,500 for individual membership, or $4,000 for joint membership.

The only other requirements we have are that you enjoy life, enjoy your membership, and share your opinions, wants, and needs with our friendly staff.

*In order to qualify for The Elgin Experience Checking Account, customers must maintain membership.

Elgin State Bank reserves the right to refuse or discontinue membership to anyone at anytime. We also reserve the right to change the membership requirements or to discontinue select services at any time.