Personal Loans & Mortgages
Need Money, But Not Sure Where To Begin?
We Can Help.
We offer a wide variety of loan packages for every need. Whether you need a loan for home improvements, a new car, or a new home, come see what we've got to offer.
All of our personal loan decisions are made by our own expert bankers, who understand your needs and see your potential.
Get the financing you need by calling 1-847-888-7950 and speaking with one of our friendly personal bankers.
Vehicle Loans
Hit the road with an affordable personal loan for the purchase or refinance of selected new or used vehicles. With a loan from us you can borrow up to 100% of the value of selected new vehicles. Payments are fully amortized, with principal and interest due monthly for the duration of the loan. You can also pledge currently owned vehicles as loan collateral.
- Purchase new or used vehicles.
- Refinance current loan up to 80% of the clean trade-in value as listed in NADA.
- Pledge currently owned vehicles as loan collateral for any purpose.
Get the vehicle of your dreams today by calling 1-847-888-7950 and speaking with one of our friendly personal bankers.
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Affordable Custom Mortgages
Dream homes come in all shapes and sizes, and so do our custom home mortgages. We know real estate in the Elgin area better than anyone, and we're committed to doing whatever it takes to get you the mortgage—and the home—that's just right for you. We also offer the most-competitive rates on every type of mortgage.
- Custom mortgages to suit your needs.
- Expert knowledge of local real estate.
- Competitive rates and programs.
- ARM loans available.
Click here to get started on your custom mortgage today!
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Home Equity Line of Credit
Whether you want to pay off high-interest bills or just fix up your home, our Home Equity Line of Credit is specifically designed to help homeowners get the cash they need based on the equity of their home. Rates are adjustable, and you can finance up to 80% of the appraised value of your home (minus the first mortgage balance). To secure credit a mortgage is placed against your primary residence.
- Adjustable rate.
- Finance up to 80% of home's appraised value.
Access the equity in your home today by calling 1-847-888-7950 and speaking to one of our friendly personal bankers.
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Fixed-Rate Home Equity Loan
Our affordable Fixed-Rate Home Equity Loan is perfect for folks who've found their "dream home." Payments are fully amortized with principal and interest due monthly. You can finance up to 80% of the appraised value of your home (minus the first mortgage balance). A mortgage is placed against your primary residence.
- Payments are fully amortized.
- Rate fixed for term of the loan.
- Finance up to 80% of appraised value of home.
Get a Fixed-Rate Home Equity Loan for your dream home by calling
1-847-888-7950 and speaking to one of our friendly personal bankers.
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Savings & Certificate of Deposit Loans
Short of cash? Have an unexpected expense? Need to build credit history? We can help. You can pledge your Elgin State Bank Savings Account(s) and Certificates of Deposit (CDs) as collateral for a personal loan. These secured loans are fully amortized, with principal and interest due every month for the term of the loan.
- CDs and/or Savings accounts must be with Elgin State Bank.
- Fully amortized with principal and interest due monthly for term of loan.
Call 1-847-888-7950 today to speak to one of our personal bankers about our secured personal loan options.
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"We'll Help You Get That Loan Fast--Call 1-847-888-7950 Today."
